Compare liability insurance rates online
Filed under: Cheap car insurance, Compare car insurance rates, Online insurance quote
Reader question:
How can someone who doesn’t drive often compare liability insurance rates online?
Greg
Good question.
As you compare liability insurance rates online, you also have to keep a look out for discounts that companies may offer. Since they aren’t included in your initial rate quote, one company which appears to have a higher rate might actually cost less than another company which seemed to have a lower rate because the first company had more discounts that applied to you.
One such discount is the low mileage discount, which is excellent for those who work from home, or who have access to carpooling and public transportation. If you’re able to keep your mileage down to a certain amount every year, then you can save something like 10%, although it will depend on the company. I get 10% from my company, but a company I was insured with before only gave me 5%.
The amount of mileage varies, but here are some common requirements for a low mileage discount, so make sure you put in the right mileage number when you compare liability insurance rates online:
- less than 5000 miles a year
- less than 7000 miles a year
- less than 40 miles day
take care,
Fashun