I Need Dallas Commercial Car Insurance
Reader question:
What might indicate that I, as a small business owner, need Dallas commercial car insurance?
Susan
Good question.
Dallas commercial car insurance becomes even more necessary when more people become involved. While it is typical that a small business owner will use their car to run errands, what about when one of their employees does? Even if the employee is responsible and you trust them, they still might get into an accident. While having personal insurance for your own car may make sense, if your employee is doing business in their own car and they cause an accident, it just isn’t fair to make them handle all of the costs since they were working for you.
Will you handle the lawsuit if the victim driver, or even the employee, attempts to file one against you? Probably not.
If you have employees, then, even if they have their own cars, it’s a good idea to buy a commercial auto insurance policy that they can buy into. You can even just purchase a company car which can be used by all of those doing business errands and covered by a Dallas commercial car insurance policy.
take care,
Fashun