Reader question:

Do I need an instant car insurance rate comparison?

Gabriel

Good question.

What is the difference between hiring a car insurance agent and getting an instant car insurance rate comparison? Well, the instant car insurance rate comparison is free, for one. Now that these are available online, agents are practically obsolete.

You can both research, get quotes for, and purchase your auto insurance online, and you can do it in less time than you would have spent at the agent’s office, which is one of its big draws.

Even so, sometimes agents are useful. If you just don’t have enough time to sacrifice to getting an instant car insurance rate comparison, checking complaint records, recommendations, and financial stability, then an agent can do all of that for you. So then it’s up to you to decide on the agent.

You’re going to want an independent agent. These agents can look for quotes and compare among several different companies and help you decide. On the other hand, a captive agent work for a single company.

–Fashun