Liability Insurance for Teen Driver
Reader question:
Do I need liability insurance for teen driver?
Carole
Good question.
You need liability insurance for teen driver coverage, because if you get full coverage then you will be paying way too much. This is why when your teen buys their car or you buy it for them, it should be a used car that can be bought all immediately or quickly paid off.
But while you are buying a used car for your teen, don’t sacrifice safety for savings. Teenagers are more at danger than anyone else when it comes to things such as driving, which is why you need safety features such as a stability system, anti-rolling devices, extra airbags, and the like.
While these may cost more initially, most car insurance companies will give you a discount on your liability insurance for teen driver if you have these safety features equipped. In fact, in some states it is required that they discount for things such as airbags and seatbelts, but even in the states where it isn’t, companies usually know what the market wants and do so anyway.
Also check the crash test ratings for any car you buy for your teen so that you can find out how they hold up.
take care,
Fashun