Reader question:

How much coverage do I need to put when looking up my SR-22 auto insurance online coverage rates?

Mac

Glad you asked, Mac.

One of the last questions you come to on the car insurance quote form is about your coverage. Most people are just willing to accept whatever SR-22 auto insurance coverage online rates the form assigns to them, but if you want to get the price that is both the cheapest and the best for you, then you need to put a little more thought into it.

If you have a new car, or your leasing a car, paying off a car, have a valuable car, an expensive car…and so on, then you should take a further look at the comprehensive and collision sections of the SR-22 auto insurance coverage rates online. You’ll need these coverages, especially if you’re paying on your car still. You can, though, keep the deductibles high to keep your rates low.

If you don’t fall into one of the aboce categories, then you can probably do with skipping that part. But even if you don’t get comprehensive and collision, how much liability do you need? It might be tempting to get the minimum so you can keep your SR-22 auto insurance coverage online rates low, but agents and companies suggest you get at least 100/300/100 levels of liability to protect yourself against lawsuits.

take care,

Fashun